The Science Behind the Technology
While many life expectancy calculators exist, the Wealthspan tool stands apart as the only one developed by two world-renowned aging scientists who have transformed decades of research into a sophisticated algorithm for our assessment process.
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Our team of esteemed aging scientists has contributed significantly to the field, shaping much of the knowledge taught to aspiring professionals in aging science. This expertise makes our assessment tool not only unique but also more accurate than other available options.
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At Wealthspan we leverage this deep knowledge to explore the vital intersections of lifespan, healthspan, and wealth management.
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Key Features of Our Assessment Tool:
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- Expertise-Driven Estimates: Generated by researchers with extensive experience in survival and healthspan analysis, complemented by advanced facial analytics.
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- Hyper-Personalized Insights: Our tool combines both inherited and acquired risk factors to provide tailored estimates of lifespan, healthspan, and disabled lifespan for each individual.
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- Innovative Biomarkers: Utilizes facial analytics as a biomarker for assessing the rate of aging, ensuring our predictions are grounded in scientific research.
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- Scientific Integrity: Estimates are not exaggerated for survival or health outcomes; they are based on rigorous scientific principles rather than hype.
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- Detailed Survival Probabilities: Calculates the likelihood of survival to various ages, extending up to 100 years, with precision interpolated to the day rather than merely to the last birthday.
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- Couples’ Comparative Analysis: Designed to analyze lifespan and healthspan differentials between couples, enhancing personalized financial planning.
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- Genetic Integration: Incorporates genetic analysis from a 23andMe report or our Generian report to identify genes linked to longevity, health, and Alzheimer’s disease.
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By utilizing our comprehensive and scientifically-backed assessment tool, you gain invaluable insights that empower you to make informed decisions about your financial future in relation to your health and longevity.
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See the WFP Difference
Wealthspan:
Where Aging Science Meets Wealth Management
Whether you're already enjoying retirement, planning to retire in the coming years, or just beginning to think about it, the ability to retire comfortably hinges on your savings strategies, the decisions you've made along the way, and, crucially, how long you’re likely to live.
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Understanding Longevity in Retirement Planning
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How long you may live plays a pivotal role in the retirement equation. The longer you live, the longer your wealth needs to sustain you, which necessitates careful planning for longevity.
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Traditionally, many financial professionals have relied on generic benchmarks, such as an arbitrary age of 95 or average life expectancy tables from government calculators, to project lifespan. Unfortunately, these methods fail to account for critical personal factors, including your unique attributes, decisions, and family history—all of which are significant predictors of a long life.
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At Wealthspan Financial Partners (WFP), we recognize that most individuals are anything but average. That's why we focus on determining your unique lifespan and healthspan to empower you to make informed financial decisions.
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The Impact of Spousal Health and Longevity
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We also understand that the lifespan and healthspan of your spouse or significant other can significantly influence your financial planning. Without a precise assessment of both partners' longevity, you risk encountering unexpected gaps in your financial strategy that could leave you unprepared.
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Our approach emphasizes the importance of personalized assessments, ensuring that you and your partner are well-equipped to navigate the complexities of retirement planning together.
Better Information Leads to Better Planning, Resulting in Better Outcomes and Greater Peace of Mind.
